Congratulations! You are on your way to deciding to be financially free by paying off your debt once and for all. But UGH if only you could make more money right?!
In our society today, being in debt is accepted as a way of life. You take out student loans, you sign onto a big mortgage, and you swipe your credit card like you're Bill Gates without a second thought.
No matter where you are in your debt-free journey, you probably feel like after tightening up your expenses, there is nothing left for you to donate to your favorite charities, which can be disappointing.